🏦 Loan & Mortgage Calculator
Monthly payment, total interest, and yearly amortization schedule.
About Loan & Mortgage Calculator
Before signing any loan or mortgage, it's worth running the numbers yourself. This calculator shows your monthly payment, total interest paid over the life of the loan, and a complete amortization schedule — just enter the principal, interest rate, and term. You'll see exactly how much of each payment goes to interest versus principal over time.
Use it to compare loan offers side by side, understand the real cost of a 30-year mortgage, or see how much you'd save by making extra payments each month. The year-by-year amortization table makes it clear how the interest-to-principal ratio shifts over time — genuinely useful knowledge when negotiating terms or deciding between fixed and variable rates.
⚠ Disclaimer: Results shown are estimates based on simple fixed-rate calculations and may not reflect your actual loan terms, fees, compounding method, or lender-specific conditions. For accurate repayment figures, always consult your bank, mortgage broker, or financial institution directly before making any financial decisions.